Providing Unmatched Business Services For You.

The Business services provided by Kristen Gignac include:

Commercial Real Estate

While a standard commercial mortgage may seem straight forward, the terms can vary a great deal from one lender to another. In addition, variables such as loan-to-value and amortization requirements can quickly reduce the options. We work to find the most competitive terms to increase your options.

Construction / Development:
It can be very challenging to find the right source of capital for your development project. Many lenders shy away from construction opportunities due to the initial and on-going level of work involved. The lenders that do offer financing all have their own preferred sectors they like to focus on. The key to obtaining a competitive offer is to provide a complete package answering all of their questions and mitigating their perceived risks. Our expertise lies in successfully preparing that package for the right lender and knowing ahead of time, who to send it to. We structure financing for all types of development including:

  • Residential homes/subdivisions
  • Apartment buildings
  • Student Residences
  • Condominiums Buildings
  • Commercial office buildings
  • Plazas
  • Hotels
  • Conference Centers
  • Retirement Homes

Equipment Finance/Leasing

Whether you are a new business buying your first piece of equipment or an established company looking to expand, we can help you arrange the capital that fits your needs. Lease or finance options are available from leading capital providers; Financing is available for many types of equipment, including, but not limited to:

  • Transportation
  • Construction
  • Commercial/Industrial
  • Medical
  • Franchise

Working Capital Finance for Growth

The biggest challenge to any company experiencing substantial growth is the need for working capital. One challenge in obtaining that working capital is that repayment is based on forecasted future revenue. Lenders typically like to base their decisions on past proven results. By listening to your story and reviewing your information, we’re able to determine a path most likely to result in suitable financing. We can review both business and strategic plans adding the key information that lenders will want to see.

Most sources of Working Capital Finance are:

  • BDC Working Capital Loans
  • Subordinated Debt
  • Equity
  • Asset-Based Lending

Share Purchase/Corporate Restructuring

Looking to buy or sell a company, or even restructure for accounting/estate purposes? We have several key relationships in the capital markets that can review a situation and, in an advisory role; help resolve ‘balance sheet’ issues. It is often these scenarios that require a creative, “Outside the box” approach, structured by groups with the appropriate credentials and expertise.

For commercial mortgage, residential mortgage consult Kristen Gignac, mortgage broker in the Greater Toronto Area, Etobicoke, Toronto, Pickering and surrounding areas.

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